Published Jan 4, 2023

Money + Travel Q&A (Where to Put Cash, Paying Down Debt, How to Book Hotels, Optimizing Points with Your Spouse and More)

Chris Hutchins delves into optimizing travel rewards and financial planning with a focus on strategic points management, mortgage vs. investing decisions, and data management solutions, providing listeners with actionable insights on maximizing their travel and financial experiences.
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Episode Highlights

  • Data Solutions

    Managing data while traveling can be a challenge, but offers practical solutions. He suggests using carriers like Google Fi and T-Mobile, which provide free international data, though speeds may vary based on the plan 1. For those not wanting to switch carriers, Chris recommends accruing travel pass days with Verizon's 5G Do More plan, which offers free high-speed data for up to twelve days a year 1.

    Now that it's so easy to get esims around the world, especially at a marketplace like Airlo, that would be my option.

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    Additionally, he highlights the convenience of eSIMs, which allow travelers to add a new carrier without changing physical SIM cards, providing flexibility and cost savings 1.

       

    Photo Storage

    For photo storage, shares his approach using iCloud's two-terabyte plan, which seamlessly integrates photos across devices 2. While this method is straightforward, he notes the inconvenience of sharing photos with his wife, Amy, as it requires creating shared albums 2.

    I wish there was some way that I could just give her access to the entire library so that I don't have to create a shared album every time.

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    Chris acknowledges the limitations of this system and expresses openness to better solutions, especially those that simplify sharing without additional storage demands 2.

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