DeFi vs. CeFi Dynamics
The conversation delves into the complexities of unsecured lending in the crypto space, highlighting the need for identity verification and credit scoring. Over-collateralized DeFi protocols have proven their resilience, being the first to recover funds during stress tests, while unsecured lending remains in its infancy due to significant challenges. The future may see improved transparency and information sharing among lending desks, but the road ahead is still uncertain.In this clip
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