Fintech Innovation Challenges
Bill expresses concern over the current state of payment systems in the U.S., highlighting the success of government-supervised systems in countries like India and Brazil. Both he and Brad critique the inefficiencies of FedNow, suggesting that regulatory capture has led to an oligopoly benefiting major players like Visa and Mastercard. They advocate for a more innovative approach that allows for faster money movement, emphasizing that the U.S. should learn from the successes of other nations.In this clip
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