Morning Routines Matter

Starting the day with a calm morning routine can set a positive tone, even if it only lasts for 10-15 minutes. Emphasizing the importance of a slower start, Cait shares how her sleep patterns have changed, allowing her to enjoy more restful mornings. Reflecting on past financial missteps, she highlights the pitfalls of not addressing credit card limits, revealing how easy it is to fall back into old spending habits.