529 Plan Rollovers

Discover the new opportunity to roll unused 529 plan funds into a beneficiary's Roth IRA, allowing for a potential $35,000 transfer over their lifetime. This strategy can help manage abandoned 529 accounts, but comes with specific restrictions, including a 15-year age requirement for the 529 plan and limits on contributions. Learn how this can be a smart move for families planning for education expenses while maximizing savings for future generations.