CITED CLIPS

Roth vs. Traditional 401K

The discussion highlights the differences between Roth and traditional 401Ks, emphasizing the importance of tax brackets when making contributions. For those in lower tax brackets or considering early retirement, opting for a Roth 401K can provide tax-free growth, while higher earners might benefit from traditional contributions. Flexibility in contribution strategies allows individuals to mix both options, tailoring their approach to future tax implications.