CITED CLIPS

Accessing Roth Funds

Understanding the nuances of accessing funds from a Roth 401K can save you from unnecessary taxes and penalties. With strategic planning, such as rolling over your Roth 401K into a Roth IRA, you can access your contributions tax and penalty-free before the age of 59 and a half. This approach allows for greater flexibility in managing your retirement funds while navigating the complexities of tax implications.