Responsible Lending Insights
Klarna has reported a remarkable 56% drop in credit losses year over year, indicating a shift towards more responsible lending practices. This improvement comes at a time when consumers appear over-leveraged, raising questions about the sustainability of buy now, pay later (BNPL) models. The discussion highlights the importance of lending responsibly to prevent consumers from becoming overextended, particularly as BNPL options expand into everyday expenses.In this clip
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Equity
It’s been a long time since we’ve seen such positive signals in fintech
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