Budgeting for Surprises
Abby shares a practical rule of thumb for budgeting: always add 20% to your initial cost estimates for projects like vacations or home renovations. This approach not only prepares you for unexpected expenses but also encourages reflection on your spending habits. Additionally, incorporating a buffer in goal-setting—like allowing for "cheat days" in exercise—can enhance your overall commitment to achieving those goals.In this clip
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Hidden Brain
Money 2.0: Why We Bust Our Budgets
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