I Bonds Explained

If you're seeking risk-free returns, I bonds offer a solid option for your savings. With the ability to purchase up to $10,000 per person annually, they provide a way to earn more than traditional savings accounts. While not ideal for emergency funds, they are a great medium-term savings vehicle, allowing for diversification without the volatility of the stock market. Just remember, your money will be tied up for at least a year, with some interest penalties if withdrawn early.