Credit Score Insights
Understanding how your credit score functions is crucial when shopping for a mortgage. A recent scoring model allows for a 45-day window for multiple inquiries to be treated as one, minimizing impact. While online lenders may offer attractive rates, local lenders often provide essential customer service and reliability, ensuring you reach the closing table on time. Balancing the best rate with dependable service can save you significant money and stress in the long run.In this clip
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Ask HTM - CDs are a Smart Move, Shopping for the Best Mortgage Rates, and What to do with an old HSA #214
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