Credit Score Myths

Understanding your credit score can be confusing, but checking it through services like credit card companies won't hurt your score since it’s a soft pull. Having a variety of debts, including both revolving and installment types, can actually boost your credit score, challenging the common belief that debt is inherently bad for your credit. Remember, it’s the hard pulls from lenders that can slightly ding your score, so timing your mortgage quotes within a 14-day window is key.