Credit Score Strategies

Closing a credit card with an annual fee can save you money, even if it temporarily impacts your credit score. If you’re not planning to make any major purchases soon, it’s a smart move. Creditors appreciate a diverse credit mix, but don’t rush into loans solely for the sake of boosting your score; it only accounts for a small portion of it. Play the credit game wisely to secure the best rates and save more in the long run.