Published Aug 24, 2020

Ask HTM - Roth vs. Trad 401k, Lower Credit Score After Paying Off CC Debt, and Talking with Parents About Investing Episode #244

Explore crucial personal finance insights as experts delve into why credit scores might drop after paying off debt, decipher the Roth vs. Traditional 401k debate, maximize HSA benefits, and tackle sensitive conversations about investing with parents, all while offering strategic advice on handling home sale proceeds effectively.

Episode Highlights

Topics covered

Episode Highlights

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Ask HTM - Roth vs. Trad 401k, Lower Credit Score After Paying Off CC Debt, and Talking with Parents About Investing Episode #244

Topics covered

Popular Clips

Episode Highlights

Credit ScoreNext, Joel Larsgaard and Matt Altmix tackle the perplexing issue of why credit scores might drop after paying off debt. They explore various factors that contribute to this counterintuitive phenomenon and offer insights on managing credit effectively.

Credit Score

HSA ContributionsNext, Joel Larsgaard and Matt Altmix discuss the optimal timing for HSA contributions and the significant tax advantages these accounts offer. They provide insights on how to maximize benefits while avoiding potential pitfalls.

HSA Contributions

401k PlanningNext, Matt Altmix and Joel Larsgaard compare the benefits and drawbacks of Roth and Traditional 401k options. They also discuss the implications of vesting periods on 401k contributions and career decisions.

401k Planning

Talking with Parents

Housing DecisionsJoel Larsgaard and Matt Altmix discuss strategies for using proceeds from selling a home, offering insights into mortgage options and financial planning.

Housing Decisions

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