Credit as a Tool
Credit isn't inherently good or bad; it's a powerful tool that can either build or destroy your financial life. Starting to build credit can begin as early as 18, especially if you have a responsible parent who can add you as an authorized user on their credit card. While this can significantly boost your credit score, it's crucial to ensure that the primary cardholder maintains good habits, as their behavior directly impacts your credit history.In this clip
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Life Kit
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