Credit and Savings Insights
Payment history is the most significant factor impacting your credit score, emphasizing the importance of timely payments, especially for those managing debt. When saving for a home, aiming for a 20% down payment can help avoid costly private mortgage insurance. Additionally, understanding the benefits of a Roth 401k, where contributions are made after taxes, allows for tax-free growth, making it a valuable retirement savings option.In this clip
From this podcast
The Rachel Cruze Show
What to Do Differently With Your Money in 2024 (with Dave Ramsey)
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