Budgeting and Gifting
Managing a budget can be challenging, especially when income fluctuates. It's crucial to avoid spending money before it actually arrives in your account. During the holiday season, be mindful of advertising and ensure that gifts are thoughtful and useful, rather than impulsive purchases that may go to waste. Generosity is important, but it should be paired with intention to make your gifts truly meaningful.In this clip
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The Rachel Cruze Show
Expert Tips to Become Financially Smarter in the New Year
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