Budgeting Basics
Start by creating a budget to break free from the paycheck-to-paycheck cycle, focusing on your essential needs—food, shelter, utilities, and transportation. Identify and cut unnecessary expenses, such as subscriptions and dining out, to find extra savings. Finally, establish a $1000 emergency fund as a safety net to protect against life's unexpected challenges.In this clip
From this podcast
The Rachel Cruze Show
How to Become Financially Smarter Than the Average American
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