Published Jan 3, 2025

28% of Credit Card Users Have This Problem

Rachel Cruze delves into the persistent issue of holiday credit card debt affecting 28% of users, offering actionable strategies like the debt snowball method and strategic financial planning to achieve debt freedom and build resilience.

Episode Highlights

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- Why is paying off debt important, as discussed in the episode 251 | Should I Pay off the Mortgage on the Path to FI? | Brad Connects with Martin and Ayesha and the clip Mortgage Payoff Strategies?
  Asked by 7 people
- How to save money
  Asked by 4 people
- Can Dave Ramsey help with debt in the episode You Might Also Like: The Ramsey Show and the clip Financial Freedom Journey?
  Asked by 3 people
- How to pay off loans?
  Asked by 3 people
- I have a personal finance question
  Asked by 3 people
- What is the best way to pay off credit card debt?
  Asked by 2 people
- Can Dave Ramsey help with debt?
  Asked by 2 people
- What do you think is the next step for the average person with a normal job who might be losing it, has some debt, and wants to not only survive but thrive in the current market, as discussed in the episode Friday Flight - Annoying Tipping Trends, Dumb ARM Mortgages, & Family Plans Forever! #492 and the clip Buyer Strike Insights?
  Asked by 2 people
- Can Dave Ramsey help with debt in the episode They Get the Job Done . . . But They’re Annoying and the clip Financial Wellness Solutions?
  Asked by 2 people
- How to manage money effectively in the context of the episode How To Build An Online Community - Jay Clouse and the clip Transforming Money Mindset?
  Asked by 2 people
- Can Dave Ramsey help with debt in the episode Solving People and Profit Problems and the clip Financial Independence Insights?
  Asked by 2 people
- How do people save money in the context of the episode Student Debt Cancellation News, and Money 101 and the clip Living Below Means?
  Asked by 2 people
- How can I pay off debt based on the episode 104: How to Invite Criticism without Hating Yourself | Feedback Friday and the clip Debt vs. Savings?
  Asked by 2 people
- How can I save more money?
  Asked by 2 people
- What is the best way to pay off credit card debt as discussed in the episode 115R | How to Get Out of Debt and the clip Debt Repayment Strategies?
  Asked by 2 people

Episode Highlights

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28% of Credit Card Users Have This Problem

Topics covered

Popular Clips

Questions from this episode

Episode Highlights

Holiday Debt ManagementRachel Cruze explores the emotional and financial challenges of holiday credit card debt, offering practical steps to overcome it. She highlights the alarming statistic that 28% of users are still paying off last year's holiday expenses.

Holiday Debt Management

Debt Repayment Strategies

Planning for Future DebtRachel Cruze discusses the strategic use of sinking funds and emergency funds to manage expenses and avoid debt. She offers practical advice on planning for predictable costs and building financial resilience.

Planning for Future Debt

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