Home Buying Timeline
Establishing a solid financial foundation is crucial before purchasing a home, especially with a baby on the way. Prioritize having a fully funded emergency fund and aim for a down payment of at least 5%. Keep housing costs manageable, ensuring they don't exceed 25% of your take-home pay, and remember that patience in the home-buying process can lead to less stress in the long run.In this clip
From this podcast
The Ramsey Show
Don’t Be Your Own Worst Enemy! | February 2, 2024
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