Why move investments to Vanguard?


The advice from Brad Barrett suggests that if you have a 0% introductory APR on your credit card debt, you might consider splitting your financial efforts between paying down the debt and starting to invest in a Vanguard account. The rationale is that even at a low-interest rate (like a 2-3% balance transfer fee), beginning to invest can be beneficial, especially if you are just starting out with investments. This allows you to work on debt reduction while also building an investment foundation 1 .

Debt vs. Investing

Big Earn from earlyretirementnow.com advises that while paying off credit card debt should be the top priority, a 0% balance transfer offer allows for a little bit of both paying down debt and contributing to a Vanguard account.


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