Published Sep 23, 2024

Ask HTM - 2 Fund Investing Strategy, 529 Plans for Current Educational Expenses, & Fees for Breaking a Lease Early #883

Matt Altmix and Joel Larsgaard dive into the nuances of using 529 plans for education, the pros and cons of Buy Now, Pay Later services, the simplicity of two-fund investment strategies, and navigate the complexities of lease agreements and tenant relationships.

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Ask HTM - 2 Fund Investing Strategy, 529 Plans for Current Educational Expenses, & Fees for Breaking a Lease Early #883

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Episode Highlights

Education FundingMatt Altmix and Joel Larsgaard discuss the practicalities and considerations of using 529 plans for current and future educational expenses. They explore the benefits and drawbacks of these plans, especially in states like California where tax incentives are minimal.

Education Funding

Credit and Debt ManagementThe discussion shifts to the implications of Buy Now, Pay Later (BNPL) services and their comparison to traditional credit options. The hosts explore the potential risks of accruing debt through BNPL, especially when combined with existing credit card debt.

Credit and Debt Management

Investment StrategiesThe hosts explore the two-fund investment strategy, weighing its simplicity and potential benefits against more complex approaches. They also debate the merits of small cap value investments within a diversified portfolio.

Investment Strategies

Tenant and Landlord IssuesNext, Joel Larsgaard and Matt Altmix tackle the complexities of lease agreements and tenant relationships. They offer practical advice for landlords navigating early lease terminations and maintaining positive tenant interactions.

Tenant and Landlord Issues

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