Published Jan 1, 2024

Ask HTM - Ending A Car Lease, Velocity Banking Tricks, & When Index Funds Are Too Risky #769

Explore strategic insights on ending car leases, unraveling the risks and complexity of velocity banking, and mastering investment diversification to handle market volatility effectively. Gain practical advice from financial experts to optimize your financial decisions and investments.

Episode Highlights

Topics covered

Episode Highlights

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Dexa/How to Money

Ask HTM - Ending A Car Lease, Velocity Banking Tricks, & When Index Funds Are Too Risky #769

Topics covered

Popular Clips

New Year, New Goals

Simplifying Investments

Investment Strategy Shift

Teaching Financial Growth

Financial Independence Insights

Teaching Money Skills

Smart Insurance Choices

Beer and Balance

New Year, New Mindset

Leasing Pitfalls

Mortgage Optimization Strategies

Craft Beer Insights

Debt Payoff Strategies

Leasing Dilemmas

Episode Highlights

Leasing Concerns

Velocity Banking

Investment Strategies

Related Episodes

Ask HTM - New Cars vs Used vs Leasing, Budgeting on a Variable Income, & Designing a Space for Airbnb #532

Ask HTM - Relying on a 0% Balance Transfer Card, Remedying an Out of Control Car Loan, & Sabbatical Money Moves #790

Ask HTM - The Key Personal Finance Metric, Negotiating A Lower Car Loan Rate, & WTD When Your Cheese Is Moved #805

Ask HTM - Buying New or Used Cars in a Crazy Market, Stocks vs Real estate, & Converting or Rolling Over a 401k #580

Ask HTM - Investing Strategy for Buying a New Car, Timing Your 401k Rollover, and Buying a House with a Friend #862

Ask HTM - ETFs vs Mutual Funds, Taking Advantage of a Zero Down Home Loan, & the Nitty Gritty of FIRE #520

Ask HTM - Liability Limits on Car Insurance, Giving Unsolicited Investment Advice, & 15 vs 30 Year Mortgages #376

Ask HTM - 2 Fund Investing Strategy, 529 Plans for Current Educational Expenses, & Fees for Breaking a Lease Early #883

Ask HTM - Paying Your Mortgage with a Credit Card, Where to Put Baby Money, Buying and Selling a Car with Carvana #304

Ask HTM - Switching Banks for an Extra 1%, How Much to Spend on a Car, & A Primary Residence to Investment Property Conundrum #754

Ask HTM - Payoff My Mortgage or Hold as Cash, Tapping a 401(k) to Pay Off a Credit Card, and MVNO's for Everyone to Save Money #298

Ask HTM - Extended Car Warranties, Selling Investments to Pay Debt, & Quitting a Job without a New One Lined Up #322

Ask HTM - Paying Off Balance Transfer Cards, Emergency Funds while House Hacking, and What to do when Inheriting a 401k #168

Ask HTM - Selling Investments for Medium-Term Goals, Buying a Primary vs Rental Home, & If 15 Year Mortgages are Bad #817

Ask HTM - Negotiating a Salary for an Entry Level Position, Cars with Salvage Titles, and Saving and Investing with a Wildly Varying Paycheck #132

Ask HTM - Ending A Car Lease, Velocity Banking Tricks, & When Index Funds Are Too Risky #769

Topics covered

Popular Clips

Episode Highlights

Leasing ConcernsMatt Altmix and Joel Larsgaard discuss the financial pitfalls of leasing a car and offer practical advice for those looking to terminate their leases. They highlight the inherent disadvantages and provide strategies to mitigate the financial impact.

Leasing Concerns

Velocity BankingVelocity banking, a strategy to accelerate debt payoff using other debts, is scrutinized for its complexity and potential risks. The hosts discuss its mechanisms, potential pitfalls, and why simpler financial strategies might be more effective.

Velocity Banking

Investment StrategiesNext, Matt Altmix and Joel Larsgaard discuss the importance of diversification, especially when dealing with employee stock ownership plans. They offer insights into managing market volatility and optimizing investment strategies as your portfolio grows.

Investment Strategies

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