Published Mar 25, 2024

Ask HTM - The Key Personal Finance Metric, Negotiating A Lower Car Loan Rate, & WTD When Your Cheese Is Moved #805

Explore key insights on personal finance as the hosts delve into maximizing pension benefits for retirement, strategies for negotiating lower car loan rates, and effective tactics for boosting savings rates to secure financial independence.

Episode Highlights

Topics covered

Episode Highlights

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Dexa/How to Money

Ask HTM - The Key Personal Finance Metric, Negotiating A Lower Car Loan Rate, & WTD When Your Cheese Is Moved #805

Topics covered

Popular Clips

Retirement Income Strategies

Savings Strategies Explained

Saving for the Unknown

Prioritizing Experiences

Investing for Retirement

Password Management Tips

Savings Rate Insights

Refinancing Insights

Beer Tasting Insights

Savings Rate Strategies

Savings Rate Insights

Retirement Planning Insights

Next Financial Goals

Financial Cheese Talk

Episode Highlights

Retirement Planning

Loan Management

Savings Strategies

Related Episodes

Ask HTM - Ending A Car Lease, Velocity Banking Tricks, & When Index Funds Are Too Risky #769

Ask HTM - Liability Limits on Car Insurance, Giving Unsolicited Investment Advice, & 15 vs 30 Year Mortgages #376

Ask HTM - Negotiating a Salary for an Entry Level Position, Cars with Salvage Titles, and Saving and Investing with a Wildly Varying Paycheck #132

Ask HTM - Paying Off Student Loans Without Dinging My Credit, DIY Tax Loss Harvesting, & Financially Preparing for a Baby #688

Ask HTM - Where a Minor Should Save and Invest, Security Concerns with Budgeting Apps, and Financing a Car to Boost Credit Score #144

Ask HTM - New Cars vs Used vs Leasing, Budgeting on a Variable Income, & Designing a Space for Airbnb #532

Ask HTM - Payoff My Mortgage or Hold as Cash, Tapping a 401(k) to Pay Off a Credit Card, and MVNO's for Everyone to Save Money #298

Ask HTM - Moving Beyond the S&P, Investing for a Down Payment, & Lump Sum Number Crunching #910

Ask HTM - Timing a Roth IRA Conversion, Attacking Debt or Saving for Retirement, and Budgeting for Housing Expenses #202

Ask HTM - Getting a Mortgage with a Low Credit Score, Borrowing from a 401k, and Investing in International Funds #364

Ask HTM - Selling Investments for Medium-Term Goals, Buying a Primary vs Rental Home, & If 15 Year Mortgages are Bad #817

Ask HTM - Relying on a 0% Balance Transfer Card, Remedying an Out of Control Car Loan, & Sabbatical Money Moves #790

Ask HTM - WTD Rising Car Insurance, Tackling the Rent vs Buy Dilemma, & Socking Away Money for Kids #901

Ask HTM - Down Payment vs Investing, Financial Calculators FTW, & the Best High Yield Business Account #757

Ask HTM - Roth vs. Trad 401k, Lower Credit Score After Paying Off CC Debt, and Talking with Parents About Investing Episode #244

Ask HTM - The Key Personal Finance Metric, Negotiating A Lower Car Loan Rate, & WTD When Your Cheese Is Moved #805

Topics covered

Popular Clips

Episode Highlights

Retirement PlanningNext, Joel Larsgaard and Matt Altmix discuss the role of pensions in retirement planning and how they affect savings strategies. They explore the benefits and limitations of pensions, investment strategies, and the importance of personal savings.

Retirement Planning

Loan ManagementNext, Joel Larsgaard and Matt Altmix discuss strategies for refinancing car loans to secure better interest rates and lower payments. They provide practical advice on navigating the refinancing process and highlight the importance of understanding loan terms.

Loan Management

Savings StrategiesJoel Larsgaard and Matt Altmix discuss the importance of understanding and improving savings rates. They provide practical strategies and insights to help listeners achieve financial independence and make informed spending decisions.

Savings Strategies

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