Published Feb 19, 2024

Ask HTM - Relying on a 0% Balance Transfer Card, Remedying an Out of Control Car Loan, & Sabbatical Money Moves #790

Matt Altmix and Joel Larsgaard offer practical advice on retirement withdrawal strategies, financial planning for sabbaticals, managing credit card and car loan debt, and the benefits of Health Savings Accounts (HSAs).

Episode Highlights

Topics covered

Episode Highlights

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Dexa/How to Money

Ask HTM - Relying on a 0% Balance Transfer Card, Remedying an Out of Control Car Loan, & Sabbatical Money Moves #790

Topics covered

Popular Clips

Retirement Spending Mindset

Consumer Advocacy Tips

Embracing Sabbaticals

Smart Debt Management

Withdrawal Strategies

Protecting Your Assets

Financial Freedom Tips

Smart Roth Conversions

HSA Insights

Car Value Misconceptions

Retirement Planning Insights

Financial Strategies for Sabbaticals

Retirement Withdrawal Strategies

Credit Card Debt Solutions

Episode Highlights

Retirement Strategies

Sabbatical Financial Strategies

Debt Management

Healthcare Savings Accounts

Related Episodes

Ask HTM - Paying Off Balance Transfer Cards, Emergency Funds while House Hacking, and What to do when Inheriting a 401k #168

Ask HTM - Ending A Car Lease, Velocity Banking Tricks, & When Index Funds Are Too Risky #769

Ask HTM - Paying Off Student Loans Without Dinging My Credit, DIY Tax Loss Harvesting, & Financially Preparing for a Baby #688

Ask HTM - Student Loans Blocking Roth IRA contributions, Tapping Retirement Funds After a Layoff, & Going with a Health Sharing Plan to Save Big #496

Ask HTM - Applying for a Credit Card with Frozen Credit, Paying Down Student Loans vs Investing, and Purchasing a Used Car without a Local Bank #208

Ask HTM - Car Repair Ripoffs, Roth Contribution Limit Confusion, and House Hacking Litigation Mitigation #865

Ask HTM - Paying Your Mortgage with a Credit Card, Where to Put Baby Money, Buying and Selling a Car with Carvana #304

Ask HTM - Timing a Roth IRA Conversion, Attacking Debt or Saving for Retirement, and Budgeting for Housing Expenses #202

Ask HTM - Supporting a Financially Struggling Friend, Ditching and Upgrading a Car, & Purchasing Long Term Care Insurance #895

Ask HTM – Best Credit Cards for Honeymooners, Paying Extra on a Mortgage, & Buying a Car from a Rental Agency #778

Ask HTM - Utilizing Roth Contributions in a Pinch, SAVE Plan for High Earners, & Buying a Home to Save Money #847

Ask HTM - Switching Banks for an Extra 1%, How Much to Spend on a Car, & A Primary Residence to Investment Property Conundrum #754

Ask HTM - Roth Emergency Funds, Buying Out A Lease, & Financial Advice For Graduates #814

Ask HTM - Liability Limits on Car Insurance, Giving Unsolicited Investment Advice, & 15 vs 30 Year Mortgages #376

Ask HTM – Financial Coach Accreditation, Hiring a Personal Car Shopper, & Reduced HSA Tax Benefits #280

Ask HTM - Relying on a 0% Balance Transfer Card, Remedying an Out of Control Car Loan, & Sabbatical Money Moves #790

Topics covered

Popular Clips

Episode Highlights

Retirement StrategiesMatt Altmix and Joel Larsgaard explore the intricacies of retirement withdrawal strategies, focusing on the 4% rule and other methods to maximize income. They offer insights into balancing spending and saving during retirement, ensuring financial stability and enjoyment.

Retirement Strategies

Sabbatical Financial StrategiesMatt Altmix and Joel Larsgaard explore the financial and psychological benefits of taking a sabbatical. They discuss tax-saving strategies, mental clarity, and strategic financial moves to maximize this unique period.

Sabbatical Financial Strategies

Debt ManagementNext, Joel and Matt tackle the complexities of managing credit card debt and car loans. They offer practical advice on using balance transfer cards effectively and navigating the pitfalls of car depreciation.

Debt Management

Healthcare Savings AccountsThe hosts discuss the versatility and benefits of Health Savings Accounts (HSAs), emphasizing their potential for tax-advantaged savings and strategic healthcare spending.

Healthcare Savings Accounts

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