Published Oct 14, 2024

Ask HTM - Underrated Ways to Scrimp and Save, the Best Way to Invest $60k, and Roth Conversion Tax Brackets #892

Hosts Joel Larsgaard and Matt Altmix dive into savvy financial strategies, discussing the best practices for Roth IRA conversions, investment approaches like dollar cost averaging versus lump sum, and innovative money-saving tricks, while highlighting key retirement savings tips for the self-employed.

Episode Highlights

Topics covered

Questions from this episode

- How can personal finance change lives?
  Asked by 33 people
- How to save money
  Asked by 20 people
- How should I approach retirement investments?
  Asked by 20 people
- What is the best investing advice?
  Asked by 16 people
- How much should you really save for retirement?
  Asked by 15 people
- What are the retirement savings opportunities?
  Asked by 13 people
- How do people save money?
  Asked by 11 people
- What are the tax implications of a Roth IRA conversion?
  Asked by 10 people
- How can you save money smartly?
  Asked by 9 people
- What role do active investors play in the financial markets?
  Asked by 7 people
- How to save for retirement
  Asked by 7 people
- Roth or Traditional: Which is better for your future?
  Asked by 5 people
- How can investing help with retirement?
  Asked by 5 people
- How can you save on expenses?
  Asked by 5 people
- Can you set up a Solo 401(k) on your own?
  Asked by 4 people

Episode Highlights

Related Episodes

Ask HTM - Timing a Roth IRA Conversion, Attacking Debt or Saving for Retirement, and Budgeting for Housing Expenses #202
Answers 383 questions
Ask HTM - 1.5x Speed on Savings Goals, Free Tax Prep Software, & Too Old to Invest? #646
Answers 383 questions
Ask HTM - Cryptocurrency Tax Moves, Savings in a Robinhood Account, Frugal or Cheap: Family Edition #448
Answers 383 questions
Ask HTM - Utilizing Roth Contributions in a Pinch, SAVE Plan for High Earners, & Buying a Home to Save Money #847
Answers 383 questions
Ask HTM - Investing in Real Estate with Only $5, Tapping a 401k to Pay Off Debt, & A Currency Exchange Frugal or Cheap #586
Answers 383 questions
Ask HTM - Roth vs. Trad 401k, Lower Credit Score After Paying Off CC Debt, and Talking with Parents About Investing Episode #244
Answers 383 questions
Ask HTM - Moving Beyond the S&P, Investing for a Down Payment, & Lump Sum Number Crunching #910
Answers 383 questions
Ask HTM - Stashing Money for 3-6 Years, Ways to Teach Kids About Investing, & Taxes on Summer Jobs #370
Answers 383 questions
Ask HTM - Student Loans Blocking Roth IRA contributions, Tapping Retirement Funds After a Layoff, & Going with a Health Sharing Plan to Save Big #496
Answers 383 questions
Ask HTM - Buying New or Used Cars in a Crazy Market, Stocks vs Real estate, & Converting or Rolling Over a 401k #580
Answers 383 questions
Ask HTM - Hidden Expenses When Investing, Keeping Student Loan Payments Low While Earning More, & Vacation Investment Properties #394
Answers 383 questions
Ask HTM - Smarter Ways to Cut Credit Cards, Unrealized Capital Gains on the 401k, & Jumbo Down Payments #880
Answers 383 questions
Ask HTM - Supercharging Retirement as a Freelancer, HSA for Medical vs Retirement, & “Investing” in Your Primary Residence #934
Answers 383 questions
Ask HTM - Down Payment vs Investing, Financial Calculators FTW, & the Best High Yield Business Account #757
Answers 383 questions
Ask HTM - Overpriced Organics, Health Sharing Risks, & Tax Sheltering for High Earners #802
Answers 383 questions

Ask HTM - Underrated Ways to Scrimp and Save, the Best Way to Invest $60k, and Roth Conversion Tax Brackets #892

Topics covered

Popular Clips

Questions from this episode

Episode Highlights

Tax StrategiesNext, Joel Larsgaard and Matt Altmix explore strategies for optimizing Roth IRA conversions, focusing on timing and cost management to minimize tax burdens.

Tax Strategies

Investment ApproachesExploring investment strategies, Joel Larsgaard and Matt Altmix discuss the merits of dollar cost averaging versus lump sum investing. They provide insights into how these approaches can align with personal financial goals and emotional comfort.

Investment Approaches

Money-Saving TricksJoel Larsgaard and Matt Altmix explore creative ways to save money and earn extra income. They discuss thrifty living tips and sustainable side hustles that enhance financial well-being without sacrificing lifestyle quality.

Money-Saving Tricks

Retirement Savings

Related Episodes