Published Feb 8, 2021

Ask HTM - Investing w/Fundrise, Funky Life Insurance, & Expensive ESG Investing #316

Join Joel Larsgaard and Matt Altmix as they unravel the intricacies of Indexed Universal Life insurance versus term policies, explore retirement strategies with spousal Roth IRAs, and delve into the financial implications of ESG investing. The episode also evaluates the pros and cons of crowdfunded real estate through platforms like Fundrise against traditional property investments and REITs.

Episode Highlights

Topics covered

Episode Highlights

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Dexa/How to Money

Ask HTM - Investing w/Fundrise, Funky Life Insurance, & Expensive ESG Investing #316

Topics covered

Popular Clips

Teaching Finance Matters

ESG Investing Insights

Listener Questions Answered

Sustainable Investing Insights

Homeownership Insights

IUL Insights

Real Estate Options

Cash Flow Beer Review

Roth IRA Insights

Smart Savings Strategies

Sustainable Investing Insights

Housing and Travel Perks

Insurance Insights

Medium Term Savings

Episode Highlights

Life Insurance

Roth IRA Insights

ESG Investing

Real Estate Investing

Related Episodes

Ask HTM - Ditching a Crappy High-Paying Job, Student Loan Refinancing, and Investing with Fundrise #196

Ask HTM - ETFs vs Mutual Funds, Taking Advantage of a Zero Down Home Loan, & the Nitty Gritty of FIRE #520

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Ask HTM - Selling Investments for Medium-Term Goals, Buying a Primary vs Rental Home, & If 15 Year Mortgages are Bad #817

Ask HTM - Career Pivoting to Day Trading, Life Insurance Alternatives, & Predicting Future Stock Market Returns #781

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Ask HTM - Investing w/Fundrise, Funky Life Insurance, & Expensive ESG Investing #316

Topics covered

Popular Clips

Episode Highlights

Life InsuranceJoel Larsgaard and Matt Altmix discuss the complexities and drawbacks of Indexed Universal Life (IUL) insurance policies. They compare IULs to term life insurance, highlighting the cost efficiency and simplicity of term policies.

Life Insurance

Roth IRA InsightsThe hosts discuss the benefits and strategies of spousal Roth IRAs, emphasizing how non-working spouses can still contribute to retirement savings. They also cover the importance of understanding contribution limits to maximize financial growth.

Roth IRA Insights

ESG InvestingNext, the discussion shifts to the performance and fees of ESG funds compared to traditional index funds. The hosts explore the potential benefits and costs associated with sustainable investing.

ESG Investing

Real Estate InvestingNext, the hosts explore the intricacies of crowdfunded real estate and REIT investments. They weigh the benefits and drawbacks of platforms like Fundrise and compare them to traditional real estate and publicly traded REITs.

Real Estate Investing

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