Published Jul 25, 2022

Ask HTM - Dropping Money on Fancy Coffee, Insurance at the Expense of Investing, & the Best Approach to NFTs #544

Joel Larsgaard and Matt Altmix tackle financial dilemmas from splurging on coffee and evaluating insurance to investing in NFTs, providing practical advice on balancing enjoyment, risk, and necessity in personal finance.

Episode Highlights

Topics covered

Episode Highlights

Related Episodes

Ask HTM - Investing w/Fundrise, Funky Life Insurance, & Expensive ESG Investing #316
Answers 383 questions
Ask HTM - Investing in Real Estate with Only $5, Tapping a 401k to Pay Off Debt, & A Currency Exchange Frugal or Cheap #586
Answers 383 questions
Ask HTM - Insurance You Want to Avoid, Investing in Carbon Credits, & Getting Priced Out of the Housing Market #853
Answers 383 questions
Ask HTM - Money Challenge Wins, Best Options for Creating a Will, and Pricey Real Estate Investing Courses #871
Answers 383 questions
Ask HTM - Investing in Gold, Paying Extra Towards a Mortgage, and Opening a Flexible Account for Kids #140
Answers 383 questions
Ask HTM - Money from an Auto Insurance Claim, Investing During an Impending Recession, and Compounding within a Portfolio #112
Answers 383 questions
Ask HTM - Elevated Escrows, Dangerous HELOCs, & Giving Up on Investing #796
Answers 383 questions
Ask HTM - Special Accounts for Baby Expenses, Dissuading a Listener from Using the Beloved Roth, & Choosing the Best Life Insurance #514
Answers 383 questions
Ask HTM - Finding Affordable Cell Phones, Teaching Frugality over Cheapness, & Borrowing to Invest #784
Answers 383 questions
Ask HTM - Investing Deadlines, Building Generational Wealth, & Coping With Financial Regrets #808
Answers 383 questions
Ask HTM - Stashing Money for 3-6 Years, Ways to Teach Kids About Investing, & Taxes on Summer Jobs #370
Answers 383 questions
Ask HTM - Down Payment vs Investing, Financial Calculators FTW, & the Best High Yield Business Account #757
Answers 383 questions
Ask HTM - Overpriced Organics, Health Sharing Risks, & Tax Sheltering for High Earners #802
Answers 383 questions
Ask HTM - Expensive Family Vacations, Making Extra Mortgage Payments, & Forfeiting Credit Card Rewards #640
Answers 383 questions
Ask HTM - Cash with an Online Bank, Revenue Credits on a Target Date Fund, & Paying Taxes on Hobby Income #616
Answers 383 questions

Dexa/How to Money

Ask HTM - Dropping Money on Fancy Coffee, Insurance at the Expense of Investing, & the Best Approach to NFTs #544

Topics covered

Popular Clips

Family Financial Conversations

Investing Insights

Listener Questions Answered

Investing in Art

Smartphone Longevity Tips

Tax Code Complexity

Taxation Insights

Insurance Decisions

Life Insurance Insights

NFT Realities

Insurance and Financial Goals

Joyful Spending Balance

Insurance vs. Investment

Peace of Mind

Renting and Investing

Episode Highlights

Spending Choices

Investing Advice

Insurance Decisions

Related Episodes

Ask HTM - Investing w/Fundrise, Funky Life Insurance, & Expensive ESG Investing #316

Ask HTM - Investing in Real Estate with Only $5, Tapping a 401k to Pay Off Debt, & A Currency Exchange Frugal or Cheap #586

Ask HTM - Insurance You Want to Avoid, Investing in Carbon Credits, & Getting Priced Out of the Housing Market #853

Ask HTM - Money Challenge Wins, Best Options for Creating a Will, and Pricey Real Estate Investing Courses #871

Ask HTM - Investing in Gold, Paying Extra Towards a Mortgage, and Opening a Flexible Account for Kids #140

Ask HTM - Money from an Auto Insurance Claim, Investing During an Impending Recession, and Compounding within a Portfolio #112

Ask HTM - Elevated Escrows, Dangerous HELOCs, & Giving Up on Investing #796

Ask HTM - Special Accounts for Baby Expenses, Dissuading a Listener from Using the Beloved Roth, & Choosing the Best Life Insurance #514

Ask HTM - Finding Affordable Cell Phones, Teaching Frugality over Cheapness, & Borrowing to Invest #784

Ask HTM - Investing Deadlines, Building Generational Wealth, & Coping With Financial Regrets #808

Ask HTM - Stashing Money for 3-6 Years, Ways to Teach Kids About Investing, & Taxes on Summer Jobs #370

Ask HTM - Down Payment vs Investing, Financial Calculators FTW, & the Best High Yield Business Account #757

Ask HTM - Overpriced Organics, Health Sharing Risks, & Tax Sheltering for High Earners #802

Ask HTM - Expensive Family Vacations, Making Extra Mortgage Payments, & Forfeiting Credit Card Rewards #640

Ask HTM - Cash with an Online Bank, Revenue Credits on a Target Date Fund, & Paying Taxes on Hobby Income #616

Ask HTM - Dropping Money on Fancy Coffee, Insurance at the Expense of Investing, & the Best Approach to NFTs #544

Topics covered

Popular Clips

Episode Highlights

Spending ChoicesJoel Larsgaard and Matt Altmix discuss whether it's okay to spend money on coffee when finances are tight. They explore the balance between frugality and enjoying small luxuries.

Spending Choices

Investing AdviceJoel Larsgaard and Matt Altmix explore the complexities of investing in NFTs, highlighting the high risks and potential pitfalls. They provide practical advice on balancing speculative investments with more stable, traditional investment strategies.

Investing Advice

Insurance DecisionsMatt Altmix and Joel Larsgaard explore the necessity and cost-effectiveness of life insurance and home warranties. They provide practical advice on evaluating insurance needs and the benefits of self-insuring for home repairs.

Insurance Decisions

Related Episodes